The future of IUL sales is here.
The future of IUL sales is here.
Introducing Accumulation IUL
Flexible Premium Adjustable Indexed Universal Life Insurance (IUL) issued by North American Company for Life and Health Insurance exclusively for Ethos


A sales experience that's truly instant decision
Go from quote to policy activation in as little as 10 minutes1 on a single, seamless platform
- No medical exams
- Real-time underwriting
- 5 risk classes with table ratings

You and your clients will love:

Flexible coverage up to $2M
Customize premiums, lump sums, disbursements, death benefit, illustrated rate & more

Competitive performance
Death benefit protection with strong cash value and retirement income potential

Features they love
- Broad living benefits
- Interest & loan bonuses
- 9 index crediting options

Powerful sales aids
Every illustration includes a custom client report with key projected values

Great comp structure
Competitive target premiums and prompt payments, including on initial lump sums

Agent support
Comprehensive marketing and sales support including agent and client guides, live trainings & more