ethos

The future of IUL sales is here.

Introducing Accumulation IUL

Flexible Premium Adjustable Indexed Universal Life Insurance (IUL) issued by North American Company for Life and Health Insurance exclusively for Ethos
accumulation iul

A sales experience that's truly instant decision

Go from quote to policy activation in as little as 10 minutes1 on a single, seamless platform

  • No medical exams 
  • Real-time underwriting
  • 5 risk classes with table ratings
sales experience instant decision
You and your clients will love:
flexible coverage
Flexible coverage up to $2M
Customize premiums, lump sums, disbursements, death benefit, illustrated rate & more
competitive performance
Competitive performance
Death benefit protection with strong cash value and retirement income potential
features they love
Features they love
  • Broad living benefits
  • Interest & loan bonuses
  • 9 index crediting options
powerful sales aids
Powerful sales aids
Every illustration includes a custom client report with key projected values
great comp structure
Great comp structure
Competitive target premiums and prompt payments, including on initial lump sums
agent support
Agent support
Comprehensive marketing and sales support including agent and client guides, live trainings & more
Start selling Accumulation IUL
See for yourself out how easy it is to make Accumulation IUL a core part of your business.