Ethos Logo
Ethos Logo
Ethos Logo
Life insurance
Life insurance
Life insurance policy
No medical exam life insurance
Free will with life insurance
Term life
Term life insurance
Whole life
Whole life insurance
Permanent life insurance
Guaranteed issue life insurance
Final expenses
Final expense life insurance
Indexed Universal Life
IUL insurance
Wills & Trusts
Estate
planning
Create a
will
Estate planning
101
Create a living
trust
Estate planning
checklist
About us
Why
Ethos?
How Ethos
works
Careers
FAQs
Customer
reviews
Contact
us
Blogs
Agents
Ethos for
agents
Join as an
agent
Agent
login
Resources
All
resources
Life insurance 101 -
Basics
Life insurance
premium
Life insurance for
seniors
$500K life
insurance
30 year term life
insurance
How does life insurance
work
Single premium life
insurance
$1 million life
insurance
Term life insurance
rates
20 year term life
insurance
Want to know your real rate?
Rebuild an industry

Shape your career

This is your opportunity to revitalize an industry for good, to shape career-defining moments with real, lasting effect.

team working
Imagine all you can do here

We’re powered by people of all kinds – innovators, creators, makers, analysts — yet we have one thing in common: we care deeply and have a strong desire to help people protect their loved ones by making life insurance easier, more accessible, and better. At Ethos, we have an outsized impact and true ownership over our successes. We’re part of a team making real, lasting change in a massive industry.

We’re passionate, committed, courageous, deep thinkers. We stick up for what we believe, we change our minds when necessary, and we aren’t afraid to offer contrary opinions and create solutions rooted in data.

We won’t slow down your innovation with red tape or decisions by committee because we expect you to dream big and execute quickly. We push when we see potential. We value what’s right over what looks good. We have a one-team, one-dream mentality because reinventing an industry isn't any small feat.

Sound like your jam? Then join us.

Employee photos
It's not life insurance. It's actually better.

Ethos is a technology company.

Our technology makes it easier than ever for everyone to protect their families with life insurance. We're taking something traditionally founded on exhausting processes and paperwork and infusing it with the insurance industry's most advanced proprietary technology, developing instant and accessible products. We issue billions in coverage each month and invaluable amounts of peace of mind every day.

Iphone screenshoot
In everything we do we value clear thinking, attention to detail, teamwork and continuous improvement.
More than a paycheck: Benefits you'll actually want
We offer a robust employee benefits package across the globe, including top-tier health benefits package and time off.
benefits
Comprehensive benefits packages
Awesome medical dental, vision and as applicable insurance coverage and retirement plans (in the US we offer a 401(k) plan).
stock
Company Equity
We want you to feel and act like an owner.
beach
Rest, relax & recharge
We encourage our employees to take time off, in addition to our fully paid global company holiday schedule. When you need time away from work, we have paid and flex time options based on your role and location, and additional paid leave programs.
Baby stroller
Generous leave programs
As well as offering a wide array of leave programs, new parents can take leave with 100% wage replacement. Our healthcare plans offer coverage on family planning and fertility.
Innovating and revolutionizing centuries of stagnation

Yes, we've been busy. But what's next for Ethos?

Life insurance has been around since the Civil War. It actually hasn’t changed much since the 1980s: before the internet, before email. In the short years that we’ve been around, we’ve shaken up the life insurance process almost entirely. Our co-founders Peter and Lingke are committed to rethinking the way we all get life insurance: making it an easier, faster, better, and more ethical way to protect your family.

We’ve employed a vertical stack model, deep AI, and an amazing automated underwriting process leading to the most advanced technology the industry has ever seen (which is saying a lot considering this industry started before cars).

We’re proud of our progress, the families we’ve protected, and the mission we’ve started — but there’s still so much work to be done.

Our story isn’t written just yet.

Come help us write the next chapter.

Lingke and Peter
Our Core Values
families
Serve our families
Our products meet an important need, and we put the families we serve at the center. Doing what is right for the customer and delighting them with our experience matters.
megaphone
Speak your mind
We want to be part of changing our industry. Each person's perspectives and ideas are valued. We don't accept the status quo, but speak up and make change happen.
Bias for impact
Bias for impact
Moving fast to deliver as much value we can, as quickly as possible, and always putting in the extra effort.
Intellectual rigor
Intellectual rigor
We practice first-principles thinking, make decisions rooted in data, and push ourselves and our teammates to be experts in our fields and exercise strong attention to detail.
"So, where are you based?"

We have have offices in Bangalore, Singapore, and San Francisco, and over half of our team is remote across the US. As a digital-first company we have Ethosaurs collaborating, creating, and innovating in multiple timezones.

office locations
"My team is everything to me — I get the most fulfillment out of working alongside and collaborating with smart, talented people on creative projects."

Megan

Head of Creative and Brand

Group photo
"Ethos stands out for its culture of transparency and true collaboration. People are empowered to take ownership and make an impact every day."

Aakriti,

Senior Product Analyst

Group photo
"What sets Ethos apart is the culture of openness, collaboration, and mutual respect. My colleagues express their thoughts freely—not recklessly, but with honesty and purpose."

Lemmy,

Software Engineer, Test

Group photo
Want to hear more from our team?
Check out our new Tech & Ethos blog. Everything you ever wanted to know about how we’re able to innovate the life insurance industry and protect the next million families.
Some recent clippings on our fridge.
Sequoia-backed Ethos reached the public market
How Sequoia-backed Ethos reached the public market while rivals fell short
Read Article →
Forbes 2025 top 50 fintech
Forbes 2025 top 50 fintech
Read Article →
@getethoslive is now #NasdaqListed!
@getethoslive is now #NasdaqListed!
See Announcement →
See open roles
Check out our jobs here.
Contact Us
Mailing Address
1606 Headway Circle
#9013
Austin, TX 78754
(415) 915-0665
San Francisco Office
90 New Montgomery St
#1500
San Francisco, CA 94105
Email us
Facebook IconX IconInstagram IconLinkedIn Icon
Resources
Our policies
FAQs
Blog
Life insurance 101
Life insurance policy
How it works
Account login
Sitemap
Company
About us
Our carriers
Reviews
Careers
Press
Investors
Leadership
Partnerships
Ethos for Agents
Agent Login
Affiliate Program
Legal
Terms of Use
Privacy Policy
Data Security
Accessibility
Licenses
Do not Sell or Share My Personal Information
©2026 Ethos Technologies Inc. ("Ethos") Ethos operates in some states as Ethos Life Insurance Services and/or Policy Bull. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at Our Life Insurance Carriers | Ethos Life. Products and their features may not be available in all states. Ethos provides its online wills, trusts, and estate planning documents and services through Ethos Estate Planning, LLC, a wholly-owned subsidiary. Ethos Estate Planning, LLC is not a law firm and does not provide financial, investment, legal, accounting or tax advice. Complimentary W&T services offered through the perks rider not available in WA and SD; W&T services not available in AK and LA.

At Ethos, we use artificial intelligence tools to support a fair and consistent hiring process. AI may help us screen and organize application (for example, by identifying relevant skills, experience, and qualifications against the requirements of the role) and we may use AI tools to transcribe or summarize interviews so our interviewers can stay engaged with you rather than focused on note-taking. These tools support our recruiting team and hiring managers, but candidates are evaluated by people, and all final hiring decisions are made by people. If you have questions about how AI is used in your application or our interview process more generally, please contact [email protected]. You can also access our AI appeals process through the link on our careers page.

Privacy Notice for California Candidates