At Ethos, we look at every customer individually to find a policy that can provide you with coverage as quickly as possible. Our innovative process takes several factors into consideration, including, age, gender, and in most cases your medical history. While we can’t promise that everyone who applies will get approved, we make it our mission to find coverage for every Ethos applicant.

Having health issues should not prevent you from applying for coverage. Coverage has been approved for many customers with a history of health problems.