Ethos Logo
Ethos Logo
Ethos Logo
Life insurance
Life insurance
Life insurance policy
No medical exam life insurance
Free will with life insurance
Term life
Term life insurance
Whole life
Whole life insurance
Permanent life insurance
Guaranteed issue life insurance
Final expenses
Final expense life insurance
Indexed Universal Life
IUL insurance
Wills & Trusts
Estate
planning
Create a
will
Estate planning
101
Create a living
trust
Estate planning
checklist
About us
Why
Ethos?
How Ethos
works
Careers
FAQs
Customer
reviews
Contact
us
Blogs
Agents
Ethos for
agents
Join as an
agent
Agent
login
Resources
All
resources
Life insurance 101 -
Basics
Life insurance
premium
Life insurance for
seniors
$500K life
insurance
30 year term life
insurance
How does life insurance
work
Single premium life
insurance
$1 million life
insurance
Term life insurance
rates
20 year term life
insurance
Want to know your real rate?
Help Center
>
Ethos
>
Does life insurance cover coronavirus (COVID-19)?
>
Does life insurance cov
Does life insurance cover coronavirus (COVID-19)?

The policies we sell do cover coronavirus. This is true even if you’ve recently traveled or have been exposed to someone with the virus. You can also still apply for life insurance during the COVID-19 pandemic.

For more information about coronavirus and life insurance, read this article.

Related Questions
Who is eligible to apply for a policy with
Ethos?
US citizens and permanent residents from ages 20-85 may apply in every US state, except New York.
Who are your
investors?
Sequoia, Accel, GV, Goldman Sachs, Jay-Z, and Will Smith—to name a few.
Does Ethos offer a money-back
guarantee?
Yes. Each policy has a 30-day money-back guarantee. After that, you can cancel anytime with no extra fees.
Can I replace a policy from another company with
Ethos?
Depending on the product, Ethos may not be able to offer you coverage if you intend to replace existing coverage.
Does Ethos have
agents?
In short, yes. Ethos is designed so that you can apply for life insurance the way you want.
Contact Us
Mailing Address
1606 Headway Circle
#9013
Austin, TX 78754
(415) 915-0665
San Francisco Office
90 New Montgomery St
#1500
San Francisco, CA 94105
Email us
Facebook IconX IconInstagram IconLinkedIn Icon
Resources
Our policies
FAQs
Blog
Life insurance 101
Life insurance policy
How it works
Account login
Sitemap
Company
About us
Our carriers
Reviews
Careers
Press
Investors
Leadership
Partnerships
Ethos for Agents
Agent Login
Affiliate Program
Legal
Terms of Use
Privacy Policy
Data Security
Accessibility
Licenses
Do not Sell or Share My Personal Information
©2026 Ethos Technologies Inc. ("Ethos") Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at Our Life Insurance Carriers | Ethos Life. Products and their features may not be available in all states. Ethos provides its online wills, trusts, and estate planning documents and services through Ethos Estate Planning, LLC, a wholly-owned subsidiary. Ethos Estate Planning, LLC is not a law firm and does not provide financial, investment, legal, accounting or tax advice. Complimentary W&T services offered through the perks rider not available in WA and SD; W&T services not available in AK and LA.