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What happens if I miss
What happens if I miss a payment?

If you miss a payment, you will have a 31-day grace period to add a new payment method (or 60 days in California). During this period, your coverage is still active.

Related Questions
How do I make a premium payment and update my billing
information?
Login to your account at ethoslife.com/login to pay and manage your billing information.
How do I cancel my
policy?
You can cancel your policy by calling or emailing us, and requesting a surrender form for you to sign electronically.
How do I manage my
beneficiaries?
Send us an email to [email protected], and we’ll help you update your beneficiaries.
What happens when my coverage term
ends?
When your term ends, you can renew your policy until you reach the age of 95 without applying again.
Will my premium ever change over
time?
It depends on which product you own. Most of the term policies offered by Ethos have level premiums, meaning your...
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©2026 Ethos Technologies Inc. ("Ethos") Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at Our Life Insurance Carriers | Ethos Life. Products and their features may not be available in all states. Ethos provides its online wills, trusts, and estate planning documents and services through Ethos Estate Planning, LLC, a wholly-owned subsidiary. Ethos Estate Planning, LLC is not a law firm and does not provide financial, investment, legal, accounting or tax advice. Complimentary W&T services offered through the perks rider not available in WA and SD; W&T services not available in AK and LA.