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What happens if I miss a payment?
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What happens if I miss
What happens if I miss a payment?

If you miss a payment, you will have a 31-day grace period to add a new payment method (or 60 days in California). During this period, your coverage is still active.

Related Questions
How do I manage my
beneficiaries?
Send us an email to [email protected], and we’ll help you update your beneficiaries.
How do I file a
claim?
The beneficiary must contact the insurance company to file a claim to receive the payout of their death benefit.
How do I make a premium payment and update my billing
information?
Login to your account at ethoslife.com/login to pay and manage your billing information.
How long will it take for a claim to be
paid?
This can vary for many reasons as the claim is reviewed. You can help by keeping updated records for your beneficiary to...
How do I update my contact
information?
You can send any changes to your contact information to [email protected].
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San Francisco, CA 94105
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©2026 Ethos Technologies Inc. ("Ethos") Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at Our Life Insurance Carriers | Ethos Life. Products and their features may not be available in all states. Ethos provides its online wills, trusts, and estate planning documents and services through Ethos Estate Planning, LLC, a wholly-owned subsidiary. Ethos Estate Planning, LLC is not a law firm and does not provide financial, investment, legal, accounting or tax advice. Complimentary W&T services offered through the perks rider not available in WA and SD; W&T services not available in AK and LA.