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Why do I need an Ethos
Why do I need an Ethos account to apply?

We ask that you create an Ethos account using your email address as an additional way to protect the private information you submit during the application process.

Related Questions
When does my coverage
begin?
After your application qualifies for or is approved for coverage and you pay your first premium, you’re covered.
Can I change my coverage amount or term length once I
apply?
Yes, you can adjust your coverage amount and term length after you apply.
Can I speak with a real person if I have
questions?
Yes—send us an email at [email protected].
Why does the application require so much
information?
The information required is used to determine your cost, expedite the application, and to protect your identity.
How do I
apply?
You can apply for personalized coverage online in minutes. If you have any questions, we’re here to help.