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Already have a 401(k)?
Take the next step with IUL.
With tax advantages, cash access, and more, Indexed Universal Life insurance can boost your retirement strategy.
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Life Insurance
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What you get with an IUL
IUL is permanent life insurance that can also build tax-advantaged cash value.
Market-linked growth
Plus, you can generally put more into your IUL than a 401(k).
Money you can use while alive
Money you can use
Access funds even before retirement and use it for anything you need.
Tax advantages
IUL growth is tax-advantaged. Plus, policy loans can be tax-free.
How IULs compare to 401(k)’s
Both IULs and 401(k)’s can grow wealth over time. But IULs also offer features that differ from traditional retirement accounts.
| IUL | 401(k) |
|---|---|
Tax-advantaged cash value growth | Tax-advantaged retirement savings |
Funding limits set by your policy | Funding limits set by IRS |
Tax-free loan access | Potentially tax-free loan access |
Death benefit for your family | No life insurance benefit |
Protected from market index drops | May decline with market drops |
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