No medical exam required, just a few health questions.

Best no medical-exam term insurance according to Business Insider as of 3/2025.

Best burial insurance according to CNBC as of 3/2025.


Excellent prices for insurance policies...especially considering NO EXAM!

Jim Harris

It took about 5 minutes and I was insured instantly for 1.2 million.

Shirley Walker

Loved how easy it was to compare and customize the policy coverage amount.

Mike Chapman

Love the bonus complimentary estate planning aids.

K.L.

Ethos has brought me so much relief knowing my family will be taken care of.

Georgia Oonkeo

We built Ethos because we saw a problem: millions of people are underinsured. Our approach blends industry expertise, technology, and the human touch to find you the right term coverage to protect your loved ones.

Instant life insurance

Instant
life insurance